You stack sats. You farm yield, and you’d rather sell your car than part with your BTC. But does that mean you should bank your golden years on Bitcoin?
Many retirement industry professional such as MIT finance professor Jonathan Parker say there is a sweet spot level for crypto exposure in a diversified retirement portfolio:
“Yes, zero.”
Parker, whose research spans portfolio choice, personal finance, retirement finance and Bitcoin, is unusually blunt about where the cryptocurrency belongs. But it’s a view shared by the average citizen.
A recent survey by the National Institute on Retirement Security found that 77% of Americans consider cryptocurrency in workplace retirement plans as risky.
But regulators and investment firms alike have been steadily opening the door to greater crypto exposure in retirement savings in recent years.
BlackRock, for example, says a 1%-2% Bitcoin allocation can be reasonable for a diversified…
