OpenAI on Friday introduced a new feature allowing AI agents to make purchases on behalf of users directly within ChatGPT through existing payment networks, in collaboration with American Express, Mastercard and Visa.
The wallet lets users authorize transactions using biometric verification, such as facial recognition or fingerprints. Payment networks generate tokenized card credentials for each approved purchase, keeping users’ actual card details from merchants and AI agents, the company said.
The service is being rolled out to ChatGPT Pro subscribers in the US with eligible cards issued in the country. OpenAI said it plans to eventually support purchases within preset spending limits and other restrictions without requiring approval for each transaction.
The launch comes as AI companies seek to move beyond product recommendations into executing transactions, potentially changing how consumers interact with online merchants. OpenAI…
